Save together with people you trust
Create a private savings circle, agree on clear rules, record payment proof, and track progress together
Shared wallet balance
$17,000
Contributions
Sarah, Ben, Chloe
Shared trip to Maldives
$11,000/$15,000
C- Yeoso never holds funds
- Signed group agreement
- Full transparency for every member
Features built for trust,
not just transactions
Everything your savings circle needs — clear rules, payment proof, group confirmation and a transparent ledger your whole group can see.
Signed group agreements
Every member reads and accepts the rules before joining. No ambiguity, no disputes
Upload payment proof
Members upload a receipt after paying. The group confirms iit together — no guess work.
Transparent group ledger
Every member sees every contribution in real time. Full visibility for everyone in the circle.
Clear payout schedule
Know exactly when it’s your turn to collect. The order is set from day one, visible to all.
Yeoso never holds your money. Your group keeps funds in its own account.
Six steps to saving together
No bank. No middleman. Just clear rules, payment proof and a group that holds each other accountable.
Non-custody model
Yeoso never holds your money. Your group keeps funds in its own account.
1
1
Create your savings circle
Name your circle, choose how you’ll save, set your group details
2
2
Set the rules and sign the agreement
Every member reads, agrees and signs before a single dollar movies
3
3
Invite trusted members
Send invited by email or phone. Members joins only after accepting the group agreement.
4
4
Pay outside Yeoso, upload proof
Name your circle, choose how you’ll save, set your group details
5
5
Group confirm the contribution
The admin or group member review the roof and confirm. The ledger updates instantly for everyone
6
6
Collect your payout
When its your turn, the admin records the payout. Your ledger updates and circle continues.
Non-custody model
Yeoso never holds your money. Your group keeps funds in its own account.
Four ways to save together.
One Platform for all of them
Choose the savings model that fits your group. Every model uses the same clear rules, signed agreement, and transparent ledger.
MODEL 01
Goal saving
Everyone contributes regularly toward a shared target. Funds are distribution when the goal is reached or at a set date.
Set a group target amount and end date
Progress visible to all member in real time
Everyone collect equally at term end
MODEL 02
Rotating benefit
Each member receives the full group pot in turn. The order is agreed upfront, locked in the group agreement, and visible to all.
Payout order set on day one — no disputes
Your collection date highlighted in your dashboard
Ideal for rent bonds, car deposits, and lump-sum needs
MODEL 03
End of term
All members save consistently and everyone collects their share at a fixed end date. No rotation — everyone benefits together.
Fixed end date agreed by the whole group
Equal share distributed to every member at term close
Best for groups saving toward a collective milestone
MODEL 04
Emergency support
Members contribute to a shared safety net. When someone needs help, they submit a request — the group reviews and the admin records the disbursement.
Request-based disbursement with group visibility
Full audit trail of every contribution and payout
Trusted by community, parish, and cultural groups
Saving for anything, with
people you trust
Real groups. Real goals. Yeoso works wherever Australians already save together informally.
Family
$6,000
Gold Coast trip · 6 members
Family holiday fund
Goal saving · $100/fortnight
Syndey
$2,000
Bond covered per member · rotating
Flatmates bond circle
Rotating benefit · 4 members
Melbourne
$16,000
Vehicle deposit target · 8 members
Rideshare collective
End of term · $200/month
Wedding
$6,200
Venue, catering, flowers · 10 members
Kowalski-Nguyen fund
Goal saving · $100/month
Community
$1,800
Available in fund · on-demand
Parish emergency support
Emergency support · 24 members
Brisbane
42
Active circles in this network
Filipino community network
Multiple models · paluwagan style
704
Active members
67
Savings circles running
$0
Held by Yeoso — ever
Questions worth asking
before you start
Everything a cautious Australian should want to know about how Yeoso works, where the money goes, and what happens when things get complicated.
No. Yeoso never touches, holds, or moves your funds. Money goes directly between members and the shared account your group sets up — we only help you organise, agree on rules, and track contributions.
Still have a question?
Our support team is available 24/7 and replies within one business day.
